Welcome to the payment platform of Model Trains Shop, where we’ve engineered a smooth transaction experience as reliable as HO scale locomotives on Bachmann EZ Track! Just as precision matters in model railroading, we understand the importance of offering diverse, secure payment methods for our global community of hobbyists.

Our Payment Philosophy

Much like how we ensure our HO scale products meet industry standards for seamless layout integration, we’ve selected payment partners that uphold the highest security protocols. Whether you’re purchasing Athearn detail parts or Code 83 track systems, your financial data remains protected with bank-grade encryption throughout the transaction process.

Accepted Payment Methods

VisaVisa

The workhorse of electronic payments, accepted worldwide for all your model railroading needs – from covered hoppers to laser-cut bridge kits. Visa’s fraud protection ensures your shopping experience is as secure as a locked coupler on a boxcar.

MasterCardMasterCard

Like the universal compatibility of our HO scale products, MasterCard provides global purchasing power. Ideal for international customers building their layouts across borders (excluding some Asian and remote regions).

JCBJCB

Our specialty payment rail for Japanese customers, perfectly aligned with our commitment to serve model railroaders worldwide. JCB cards enjoy the same seamless checkout experience as other methods.

PayPalPayPal

The express train of online payments! Choose PayPal for:

  • Lightning-fast checkout without re-entering payment details
  • Additional buyer protection on your HO scale treasures
  • Convenient payment splitting options for larger orders

Payment Troubleshooting: Keeping Your Transaction on Track

Occasionally, payments might get derailed – here’s how to get back on schedule:

Common Issues:

  • Insufficient funds: Like ensuring your layout has proper electrical capacity, verify your account balance
  • International blocks: Some banks flag overseas transactions – notify them in advance
  • Address mismatch: The billing address must match your card records precisely

Pro Tip: If issues persist, PayPal often serves as the best alternate route, especially for international customers.

Security Features: Protecting Your Investment

We employ multiple layers of protection worthy of safeguarding rare HO scale models:

  • SSL encryption throughout checkout
  • PCI-DSS compliant payment processing
  • Fraud detection systems monitoring suspicious activity
  • No storage of sensitive payment data on our servers

Currency & International Considerations

All transactions are processed in USD. International customers should note:

  • Your bank may apply foreign transaction fees
  • Exchange rates fluctuate like model railroad market values
  • Some regions (particularly in Asia) may have payment restrictions

Need Assistance With Payments?

Our team of model railroading enthusiasts understands that sometimes you need a human touch. Contact our Montgomery, Alabama headquarters:

Email: [email protected]
Mail: 3437 Sommerville Dr, Montgomery, US 36111

We’ll help troubleshoot payment issues faster than switching out HO scale couplers!

Now that you understand our payment options, why not explore our selection of HO scale products? Combine multiple items to reach the $50 free shipping threshold and enjoy smooth checkout with your preferred payment method. All aboard for your next model railroading adventure!